30-Year Fixed
Constant interest rate, monthly payments that never change. A great choice if you plan to stay seven years or longer.
Explore →Compare Today's Mortgage Rates — Every Loan Type.
Browse loan programs to see which terms make the most sense for you. From first-time buyers to seasoned investors, we have the right loan for your situation.
15-Year Fixed
Own your home twice as fast with a lower rate than a 30-year. Higher monthly payment, far less lifetime interest.
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FHA
3.5% down. Flexible credit. Built for first-time buyers and anyone who needs a more forgiving path.
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VA
Zero down for veterans and active-duty service members. No PMI. Streamline refis. Funding fee waived for disabled vets.
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USDA
Zero down for low- and moderate-income buyers in eligible rural areas. Low rates, flexible credit, no PMI.
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Jumbo (up to $2.5M)
In-house jumbo underwriting means timelines match conforming files instead of dragging.
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Which loan fits you
Match your situation to the right program.
Quick-reference guide — every program is also available as an adjustable-rate mortgage (ARM) with terms from 5 to 30 years.
If you have 3.5% down & lower credit
FHA Loan
Insured by the Federal Housing Administration. Flexible credit requirements; 3.5% down minimum. Great for first-time buyers.
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If you've served
VA Loan
Guaranteed by the Department of Veterans Affairs. Long-term financing for eligible veterans and surviving spouses — typically no down payment required.
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If you're buying rural
USDA Loan
USDA Rural Development home loan. No down payment required and low effective interest rates. Property must be in an eligible rural area.
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If your purchase is over conforming limits
Jumbo Loan
Loan amounts that exceed Fannie/Freddie conforming limits. Financing available up to $2.5 million; one loan instead of multiple mortgages.
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Ready to explore your options?
Start with a soft pre-approval. No obligation, no hard credit pull.