Run the numbers.

Five tools to help you plan your next move. Then talk to a person.

Home price $700,000

Down payment % 20%

Interest rate 6.78%

Term 30 yrs

Estimated monthly payment

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Principal & interest only.

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Annual income $150,000

Monthly debts $800

Interest rate 6.78%

Down payment % 20%

Estimated max home price

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Based on a 36% debt-to-income ceiling.

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Current balance $480,000

Current rate 7.50%

New rate 6.50%

New term 30 yrs

Estimated monthly savings

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Principal & interest comparison.

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Loan balance $450,000

Interest rate 6.50%

Remaining term 27 yrs

Extra monthly payment $200

Payoff acceleration

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See how extra payments shorten your payoff timeline.

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Home price $600,000

Down payment % 20%

Interest rate 6.78%

Monthly rent $3,000

5-year buy vs. rent comparison

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Includes taxes, insurance, and equity buildup.

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Calculator results are estimates. Actual costs vary by location, property type, market conditions, credit, program, and personal circumstances. Not a commitment to lend.

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