Crestline Funding:
Get the Lowest Daily Mortgage Rates

Crestline Funding is a direct lender — which places the company in the unique position to offer its clients mortgage rates which rank amongst the lowest in the country. When Crestline Funding originates a loan, the money comes directly from Crestline Funding’s own accounts. Lending our own money allows Crestline Funding to eliminate costly middle men and brokers’ fees and transfer the savings directly to its borrowers. Being a direct lender gives Crestline Funding the power to be financially creative and tailor loan products for the individual while still offering some of the lowest daily mortgage rates available. Crestline Funding’s ability as a direct lender allows us to be more flexible and offer affordable mortgage products to individuals that do not have tier one credit.

Why Do Daily Mortgage Rates Fluctuate?
Daily mortgage rates are in a constant state of change and can fluctuate multiple times in a typical business day. Daily mortgage rates tend to move up and down in conjunction with the bond market. When money flows into the bond market, mortgage rates fall. When money exits the bond market, mortgage rates rise.

Daily Mortgage Rates Vary By Mortgage Product
Crestline Funding offers a variety of mortgage products for potential borrowers whether they’re interested in a new home purchase, the refinance of an existing mortgage or a home equity line of credit. Daily mortgage rates vary from product to product. Daily mortgage rates are generally lowest on loans with the shortest terms. A 15-year fixed mortgage will have a lower rate than a 30-year loan. A 30-year loan will most have a lower monthly payments than a 15-year because the term of the loan. Adjustable mortgage rates (ARMs) provide consumers with the benefit of a lower rate in the initial term of the loan but after this initial term has expired, the rate may adjust upwards, raising the monthly mortgage payment.

Locking in Daily Mortgage Rates
Being that daily mortgage rates move up and down – sometimes multiple times throughout a 24-hour cycle – it’s important for borrowers to take advantage by locking in the lowest interest rates possible. Crestline Funding assists customers in selecting the best time to lock in daily mortgage rates, helping them save money on their home purchases or refinances. Locking in the lowest daily mortgage rates can save a borrower tens of thousands of dollars over the term of their loan.

Timing is everything when it comes to locking in the lowest daily mortgage rates. Prospective customers can sign up for Crestline Funding’s Rate Watch Program which sends email alerts when interest rates have reached a level that makes it advantageous for the borrower to refinance at current daily mortgage rates. Crestline Funding’s loan officers are experienced at providing customers with some of the lowest mortgage rates available and have been doing so for over 15 years.

Find out how the honest, professional and experienced loan officers at Crestline Funding can save you thousands of dollars and help you purchase the house of your dreams.