Choosing the Right San Diego Mortgage Brokers

Purchasing a home is one of the most important financial decisions most people make during their lifetimes. How should prospective buyers select a lender amongst the hundreds of San Diego mortgage brokers? The first thing to consider is the San Diego mortgage companies interest rates. Because they’re a direct lender, Crestline Funding can get borrowers the lowest interest rates available and can provide the right mortgage products for each borrower’s individual needs. Crestline Funding has been around for over fifteen years and can help people regardless of their credit history.

Mortgage Products
One of your first decisions after you choose between San Diego mortgage companies should be between a traditional fixed rate mortgage and an adjustable-rate mortgage (ARM). With a fixed-rate mortgage the interest rate remains constant and the payments will remain the same throughout the life of the loan. With an adjustable rate, the interest rate can fluctuate – either up or down – at specified times during the mortgage term. Adjustable rate mortgages will have an initial interest rate lower than fixed rates but in most cases – unless mortgage rates fall – will adjust upwardly after the first year. ARMS are a smart investment for short-term borrowers looking to pay off their mortgage within five to seven years.

Mortgage Products
One of your first decisions after you choose between San Diego mortgage companies should be between a traditional fixed rate mortgage and an adjustable-rate mortgage (ARM). With a fixed-rate mortgage the interest rate remains constant and the payments will remain the same throughout the life of the loan. With an adjustable rate, the interest rate can fluctuate – either up or down – at specified times during the mortgage term. Adjustable rate mortgages will have an initial interest rate lower than fixed rates but in most cases – unless mortgage rates fall – will adjust upwardly after the first year. ARMS are a smart investment for short-term borrowers looking to pay off their mortgage within five to seven years.

Get Preapproved in Minutes
Mortgage quotes are available from most San Diego mortgage companies but Crestline Funding can have potential borrowers preapproved within minutes simply by filling out an online application at www.crestlinefunding.com. Preapproval letters by San Diego mortgage companies such as Crestline Funding prove you can get the funding for your home and allow you to make an offer.

San Diego Mortgage Brokers
Finding the home of your dreams may seem like the hard part of a real estate transaction, but in reality, getting the best financing from San Diego mortgage companies can also be challenging. Unless you’ve chosen the most trusted San Diego mortgage brokers, Crestline Funding. Unlike most San Diego mortgage companies, Crestline Funding has far-reaching lender partnerships so they can provide you with a lower interest rate, shorter term or more competitive options than other San Diego mortgage brokers.

Money Down
Some San Diego mortgage companies are willing to offer a lower down payment to individuals who have good credit. First-time borrowers who are qualified to get an FHA loan can have down payments as low as 3.5%. Borrowers should take note that the larger the down payment, the less expensive the monthly loan payment.

Crestline Cuts Out the Additional Fees
Most San Diego mortgage companies charge closing costs, appraisal fees, points and other unnecessary fees. Crestline Funding is a direct lender so we’ve cut out the middle men so the borrower won’t be charged any unnecessary additional fees.

Ready to see why Crestline Funding are the most reliable San Diego mortgage brokers?