The Refinancing Process
At Crestline Funding, our streamlined process makes refinancing fast and easy. Simply fill out the Apply Now form to the right or a phone application by calling 877-803-0650. After you’ve submitted your information, you’re ready to start the refinance process.
1. Review
We will review your application and call you with a quick decision. During business hours this can happen in as little as 20 minutes.
2. Approve
Once you determine your goals, you can take a look at the various loan programs available to decide which option is best for you. A Crestline Funding representative can answer any questions you have and will make product recommendations based on your goals. At this point, you will lock in your interest rate to protect you against any changes in the market.
3. Verify
Your Crestline Funding representative will provide you a list of items to fax or email so that we can verify all your information. You will also be sent some preliminary disclosures such as the truth-in-lending disclosure and good faith estimate to sign. After this you will complete your home appraisal inspection. After we receive all your documents, we will order the preliminary title report and opening escrow. Once we have everything we need, your loan file will be submitted to the underwriter for formal approval.
4. Closing
Depending on the loan type and state regulations, we’ll send a Notary Public to your home or office where you’ll sign the closing documents. The closing documents are then returned to us by the Notary so we can disburse your funds. It’s just that simple!
Questions? We want to make sure you understand everything. Call us today and one of our loan consultants can walk you through the process. 949-558-2859.